1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and Grokento Felomas. Your continued use of our website and services indicates your acceptance of these terms and any future modifications.

We reserve the right to update these terms at any time. Changes will be posted on this page with an updated effective date. Your continued use following any changes constitutes acceptance of the modified terms.

2. Description of Services

Grokento Felomas provides educational content and learning programs focused on market volatility understanding. Our services include:

3. User Obligations and Conduct

3.1 Acceptable Use

When using our services, you agree to:

3.2 Prohibited Activities

Users are strictly prohibited from:

4. Intellectual Property Rights

All content, materials, and resources available through Grokento Felomas are protected by copyright, trademark, and other intellectual property laws. This includes but is not limited to:

Users are granted a limited, non-exclusive license to access and use these materials solely for personal educational purposes. This license does not permit redistribution, modification, or commercial use of any content.

5. Privacy and Data Protection

We collect and process personal information in accordance with Canadian privacy laws and our Privacy Policy. By using our services, you consent to the collection and use of information as outlined in our privacy documentation.

5.1 Information Collection

We may collect various types of information including personal identification details, educational progress data, and usage analytics to improve our services and provide personalized learning experiences.

5.2 Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet-based service can guarantee complete security.

6. Educational Disclaimers

Our educational programs are designed to enhance understanding of market volatility concepts. However:

7. Payment Terms and Refund Policy

7.1 Payment Processing

Payment for our educational programs is processed securely through authorized payment processors. All fees are stated in Canadian dollars unless otherwise specified.

7.2 Refund Conditions

Refund requests must be submitted within 14 days of program enrollment. Refunds may be subject to administrative fees and are evaluated on a case-by-case basis considering factors such as content accessed and time elapsed since enrollment.

7.3 Subscription Services

For ongoing subscription services, billing occurs automatically according to your selected plan. You may cancel subscriptions at any time, with cancellation taking effect at the end of the current billing period.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Grokento Felomas and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services.

Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount you paid for the specific service giving rise to the claim during the 12 months preceding the claim.

9. Termination

Either party may terminate this agreement at any time. We reserve the right to suspend or terminate your access to our services immediately and without notice if you violate these terms or engage in prohibited conduct.

9.1 Effect of Termination

Upon termination:

10. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of Quebec.

10.1 Dispute Resolution Process

Before pursuing formal legal action, parties agree to attempt resolution through good faith negotiations. If direct negotiation fails, disputes may be resolved through mediation or arbitration as mutually agreed upon.

11. Miscellaneous Provisions

11.1 Severability

If any provision of these terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

11.2 Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Grokento Felomas regarding the use of our services.

11.3 Assignment

You may not assign or transfer your rights under these terms without our written consent. We may assign our rights and obligations under these terms without restriction.